- May 4, 2025
- Chris Pappas
Mortgage Renewals in Early 2025 – Where Might Rates End Up?
A friendly guide for Canadian homeowners who are about to renegotiate one of the biggest contracts of their lives. Introduction - Why Everyone Is T...
- April 16, 2025
- Chris Pappas
April 16 - 2025 - Bank of Canada holds policy rate at 2.75%
The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. ...
- April 5, 2025
- Chris Pappas
Tariffs and Their Effect on Interest Rates: What Canadian Homeowners Should Know
You might be surprised to learn how tariffs-taxes on imported goods-can affect your mortgage or home-buying plans. Tariffs can indirectly influence in...
- March 21, 2025
- Chris Pappas
Pros & Cons of Paying Off Your Mortgage Before Retirement
If retirement is approaching, you may be considering whether it's wise to pay off your mortgage early. As with many significant financial decisions,...
- March 12, 2025
- Chris Pappas
March 12-2025 - Bank of Canada reduces policy rate by 25 basis points to 2.75%
The Bank of Canada today reduced its target for the overnight rate to 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. The Canadian e...
- March 7, 2025
- Chris Pappas
Mortgage Renewal Coming UP and rates higher than 5 yrs ago - Consider increasing your amortization?
If your mortgage renewal date is approaching, it's important to take action. You might notice something that's hard to ignore: interest rates are sign...
- February 26, 2025
- Chris Pappas
How will tariffs potentially affect Interest rates
As a mortgage broker in Canada, I often get questions about how global economic events might affect our financial landscape, particularly when it come...
- February 5, 2025
- Chris Pappas
Is Now the Right Time to Refinance Your Mortgage?
With interest rates in Canada decreasing, many homeowners are considering whether this may be the ideal time to refinance. Refinancing involves re...
- January 29, 2025
- Chris Pappas
Bank of Canada reduces policy rate by 25 basis points to 3%, announces end of quantitative tightening
The Bank of Canada today reduced its target for the overnight rate to 3%, with the Bank Rate at 3.25% and the deposit rate at 2.95%. The B...
- January 21, 2025
- Chris Pappas
Fixed-Rate vs. Adjustable-Rate Mortgages: Which Might Be Right for You?
Hello there, and welcome! As a mortgage broker here in Canada, I know that diving into the world of mortgages can feel like stepping into a labyri...