Real Estate Blog for Buyers & Sellers

  • May 4, 2025
  • Chris Pappas

Mortgage Renewals in Early 2025 – Where Might Rates End Up?

A friendly guide for Canadian homeowners who are about to renegotiate one of the biggest contracts of their lives. Introduction - Why Everyone Is T...

  • April 16, 2025
  • Chris Pappas

April 16 - 2025 - Bank of Canada holds policy rate at 2.75%

The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. ...

  • April 5, 2025
  • Chris Pappas

Tariffs and Their Effect on Interest Rates: What Canadian Homeowners Should Know

You might be surprised to learn how tariffs-taxes on imported goods-can affect your mortgage or home-buying plans. Tariffs can indirectly influence in...

  • March 21, 2025
  • Chris Pappas

Pros & Cons of Paying Off Your Mortgage Before Retirement

If retirement is approaching, you may be considering whether it's wise to pay off your mortgage early. As with many significant financial decisions,...

  • March 12, 2025
  • Chris Pappas

March 12-2025 - Bank of Canada reduces policy rate by 25 basis points to 2.75%

The Bank of Canada today reduced its target for the overnight rate to 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. The Canadian e...

  • March 7, 2025
  • Chris Pappas

Mortgage Renewal Coming UP and rates higher than 5 yrs ago - Consider increasing your amortization?

If your mortgage renewal date is approaching, it's important to take action. You might notice something that's hard to ignore: interest rates are sign...

  • February 26, 2025
  • Chris Pappas

How will tariffs potentially affect Interest rates

As a mortgage broker in Canada, I often get questions about how global economic events might affect our financial landscape, particularly when it come...

  • February 5, 2025
  • Chris Pappas

Is Now the Right Time to Refinance Your Mortgage?

With interest rates in Canada decreasing, many homeowners are considering whether this may be the ideal time to refinance. Refinancing involves re...

  • January 29, 2025
  • Chris Pappas

Bank of Canada reduces policy rate by 25 basis points to 3%, announces end of quantitative tightening

The Bank of Canada today reduced its target for the overnight rate to 3%, with the Bank Rate at 3.25% and the deposit rate at 2.95%. The B...

  • January 21, 2025
  • Chris Pappas

Fixed-Rate vs. Adjustable-Rate Mortgages: Which Might Be Right for You?

Hello there, and welcome! As a mortgage broker here in Canada, I know that diving into the world of mortgages can feel like stepping into a labyri...